Challenger financial institution N26 has unveiled a brand new premium plan known as N26 You. This plan replaces N26 Black with the identical advantages and some tweaks.
N26 is conserving its three-tier system with a free fundamental checking account, a premium account (N26 You) and an excellent premium account (N26 Steel). With N26’s free plan, you possibly can pay anyplace on this planet with none overseas transaction payment, however there’s a 1.7% markup on ATM withdrawals in a overseas forex.
N26 You prices the identical worth because the earlier premium plan N26 Black, €9.90 within the Eurozone and £4.90 within the U.Okay. Along with a journey and buy insurance coverage package deal, you possibly can withdraw cash with none overseas transaction payment. €9.90 is roughly what you’d pay in charges in case you withdraw the equal of €580 with a free N26 account.
You can too create as much as 10 Areas to arrange your cash with financial savings targets, separate sub-accounts and extra — free accounts can solely create two Areas.
And naturally, you get a greater wanting card. N26 is reusing its pastel coloration palette to provide you extra choices. Now you can select between 5 totally different colours — Aqua, Rhubarb, Sand, Slate and Ocean. The cardboard has a minimal design with a tiny N26 brand within the high left nook, a clear line on the backside of the cardboard and a stable coloration background.
N26 additionally plans so as to add perks to the N26 You propose, similar to reductions on Motels.com, WeWork, GetYourGuide, Babbel, Blinkist and Bloom & Wild. These perks had been restricted to N26 Steel prospects up to now, so it’s going to be attention-grabbing to see how the lineup will work as soon as these perks are added to N26 You. In the event you’re an present N26 Black buyer, you routinely develop into an N26 You buyer.
Altering N26 Black to a premium plan with a number of card designs may look like a small element, however it doubtlessly opens up plenty of potentialities. You’ll quickly have the ability to order a further card.
Ultimately, you would think about having a blue card related along with your principal account and a yellow card related to a shared Area sub-account as an illustration. At the very least, that’s what I hope the corporate will do.