Tag Archives: Pressure

Mortgage war: Westpac lowered the one-year interest rate to 2.29 percent | Instant News


Frances Cook and OneRoof’s Need to Know series set an immediate record for the home loan process.

Westpac is pressing its competitors with the lowest interest rates ever.

The bank today announced a mortgage rate of 2.29 percent – the lowest currently offered by any of the four major banks.

However, there is a limitation that special rates are only available for a fixed period of one year for customers with 20 percent equity in the owner’s occupied home.

Westpac NZ wealth and consumer banking general manager Gina Dellabarca noted how this rate compares to previous years.

“Two years ago the same special home loan rate for the same period was 4.15 percent,” he said.

“It costs $ 1,119 two weeks to pay off a $ 500,000 mortgage over 30 years. Now, a lower interest rate means the same payment would be $ 885 two weeks – a savings of $ 6084 over the year.”

Dellabarca said the one-year rate is currently the bank’s most popular rate.

“We helped first-home buyers to more than 5300 new homes in the 12 months to September 2020, a 7 percent increase from the previous year with many accessing their Kiwisaver first home buyer withdrawal option to assist them with their deposits.”

Although the 2.29 percent rate is the lowest among the big banks, it is not the lowest when smaller players are also considered.

Heartland Bank currently offers a one-year interest rate at 1.99 percent. This, New Zealand’s first sub-2 percent tariff, was first released in October last year and is only available to customers who refinance or purchase a self-contained home in one share, have a deposit or equity of at least 20 percent – and intend to stay home.

With a fixed one-year rate currently at 2.25 percent, HSBC is also offering better rates than the one released by Westpac today.

While low interest rates can be attractive, homeowners are advised to first check with their bank or mortgage broker to see if the associated break costs make the savings worthwhile.

The low rates currently on the market come at a time of growing concern about the state of the property market in New Zealand.

REINZ data shows the average Auckland house price hit $ 1 million for the first time in October last year, and the national average jumped 19.8 percent from $ 605,000 last year to $ 725,000.

And the high price didn’t dampen the enthusiasm of the buyers much because in November the highest number of houses had been sold since March 2007.

one stop

Economists now estimate that house prices could increase by as much as 13 to 16 percent in the coming months.

This will only put further pressure on the many Kiwis currently locked out of the housing market with home ownership rates at the lowest levels since 1951.

Rapidly rising house prices also have an impact on those on the property ladder, with data from credit agency Centrix showing that nearly one in five over 65 years still has a mortgage.


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Experts say that hackers increase stress by calling victims, this is what you need to do | Instant News

Security researchers have discovered a new scheme that hackers are currently using to increase ransom pressure. They found that these cybercriminals would call users immediately after they hacked into their accounts.

(Photo: Sean Gallup/Getty Images Photography)
A participant was sitting on a laptop computer when he participated in the Chaos Computer Club’s annual Chaos Communication Conference held at the Berlin Conference Center in Berlin, Germany on December 28, 2010. The Chaos Computer Club is the largest computer hacker network in Europe, and its annual conference can attract up to 3,000 participants.

If someone calls you and tells you that your account has been hacked, who is not nervous? You can protect your account in many ways.

Many security providers publish more layers of protection for your sensitive personal information. You can also back up files to prevent hackers from using encryption.

However, today’s cyber attackers are developing and using effective different techniques. They also have different methods on how to bypass any security protections you use on your account.

Once they have obtained all of your sensitive data, they will call you to ensure that you pay to get it back.

Hackers are cruel victims!

according to starThe latest report from ransomware experts and other security researchers stated that ransomware gangs are currently coldly treating victims. However, they usually perform these operations on the person who backs up the data.

Security experts warn users that hackers are calling victims to increase pressure.This is what you need to do

(Photo: Adam Berry/Getty Images Photography)
On the first day after the 28th Chaos Communication Conference (28C3)-Enemy Line Computer Hacking Conference held in Berlin, Germany on December 27, 2011, participants checked the lines of code on their laptops. The Chaos Computer Club is the largest computer hacker network in Europe, and its annual conference can attract up to 3,000 participants.

Please also read: Hackers discovered that they could sell remote access security systems to airports on Dark Web for only $10

This new scheme enables hackers to increase stress and makes victims suspect that their backups are not secure. Security experts believe that different hackers outsourced these calls to a call center agent in a non-English speaking country.

Once the hacker calls the victim, they will tell them that it is useless to restore the file from the backup. They will also add that the ransomware has been in control of your account for a long time and the only way to retrieve the ransomware is to pay the ransom.

What should you do if your account is hacked?

PC Mag Explain that people should not use the same password in multiple accounts. why? Because once a hacker compromises your email account, other accounts with the same password will also be threatened.

If you confirm that your account has indeed been compromised by cybercriminals, you can call your email provider and change your account password. On the other hand, there are many ways to protect your account, especially those used for credit cards. Apple Pay and Android Pay are currently the safest applications you can use because they are more secure than physical credit cards. For more information, click here.

For more news updates on hackers and other security vulnerabilities, please always stay open on TechTimes.

related articles: Microsoft warns that mainstream browsers Chrome, Edge, Firefox and Yandex are at risk of malware infection

This article is owned by TechTimes.

author: Giuliano De Leon.

Ⓒ2018 TECHTIMES.com reserves all rights. Do not copy without permission.


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Karachi residents face gas blackouts, low pressure | Instant News

Karachi residents face intermittent gas blackouts and low gas pressure for a week.

The areas experiencing the gas outage include Lyari, Lines Area, Malir, Kota Surjani, Korangi and New Karachi. Likewise, Gulistan-e-Jauhar, Golimar, Defense View’s Phase 1, DHA, Clifton, PECHS, Saadi Town, Gulshan-e-Maymar, New Karachi, Quaidabad, North Karachi, Nazimabad, North Nazimabad, Gulberg, Gulshan-e- Hadeed, Gulshan-e-Maymar, Malir Jaffar Tayar, Saudabad, Khokrapar, Kharadar and Martin Quarters sometimes face low gas pressure.

Speaking about the crisis, energy minister Sindh Imtiaz Sheikh said it was the third winter in Pakistan’s Tehreek-e-Insaf government that people faced a gas crisis. “Despite having advisers in the federal energy ministry, the federal government again failed to provide fuel during the winter because everyone was just busy giving political statements.”

He said all the promises made by the federal minister of energy turned out to be false this year. “Due to the shortage of gas, residential and commercial users face major problems,” he said alleging that the gas crisis was caused by the wrong federal government policies led by PTI.

“When there is a need for Liquefied Natural Gas, the government buys expensive furnace oil and when there is a need for fuel oil, they buy expensive LNG. The government has no policy, no action plan, ”he said.

The federal government, he added, did not implement Article 158 because Sindh faced a gas shortage. “Sindh is the highest producer of gas,” he said, adding that the federal government was not providing Sindh gas as needed.

“The provincial government has provided land for the Right of Way,” he said. “Whereas, the federal government’s concern is issuing political statements – and nothing else.”

SSGC Statement

On the other hand, the Southern Gas Company Sui claimed in a statement that there had been no unloading anywhere in the province.

“If there is load pressure, consumers can file a complaint on their complaint number,” the company said.

Meanwhile, residents of North Karachi, Karachi Baru, Nazimabad, Sultanabad and Liaquatabad complained of very low or no gas pressure.

North Karachi resident Fawad Aslam shared with The News how they had no gas on Sundays and couldn’t even cook.

“From bread to food, we have to bring everything from outside today,” Aslam said, adding that they were worried that if the gas blackout continued, they would have to buy an electric stove.

Another Nazimabad resident, Salman complained that they faced gas blackouts every night after 8pm for at least two hours. “This is the time when most dinners are cooked,” he said adding that if the problem persists during winter, they will have to find alternative sources.


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PM Imran Khan said that Pak’s Army did not pressure him, attacking the Opposition | Instant News

Prime Minister Imran Khan. – AFP / Files

ISLAMABAD: Prime Minister Imran Khan said the Pakistani Army was not pressuring him, lashing out at Opposition parties in his latest interview.

“The army hasn’t [directed] I did one thing I didn’t want to do, “he said.” I will fight the soldiers if they pressure me. All foreign policy [being implemented today] Mine, you can check with the PTI manifesto, ”he added.

The prime minister was interviewed by a private news channel where he spoke on various issues and also aimed at the leadership of the Opposition.

The prime minister said Pakistan’s foreign policy today centered around the PTI manifesto, adding that the world praised Pakistan for advocating a non-military solution to the conflict.

“There is pressure on us to take sides in conflicts of any Muslim country, we said we will remain neutral and play our part in uniting Muslim countries,” he said.

Responding to questions, he said former PTI secretary general Jahangir Tareen was going through “difficult times” but said he would not interfere in the sugar probe probe.

“Jahangir Tareen is very close to us [in the past], we have worked closely together in the past, “he said.” Tareen says he is innocent. The investigation is ongoing, I will not interfere in institutional matters, ”added the prime minister.

Prime Minister Imran Khan said that under his rule, an investigation into a sugar cartel was launched for the first time in Pakistan’s history. He said that the FIR had also been registered against Tareen.

‘We need Fayyaz Chohan and Firdous Ashiq Awan’

The prime minister was asked about the former spokesman for the Punjab government, Fayyaz Chohan who was shown the door a few weeks ago and Dr Firdous Ashiq Awan was appointed as special assistant to the chief minister of Punjab.

“We need Fayyaz Chohan and Firdous Ashiq Awan,” he said. “To win games you sometimes need to change teams,” added PM Imran Khan.

The Prime Minister said that Chohan wanted the “strong” service that was being served him now.

Speaking further about the Punjab government, PM Imran Khan said that PTI has brought in people based on merit. “The same arrangement applies in Punjab for the last 30 years,” he said. “We bring in people based on merit.”

He said that the new Punjab IG was doing a wonderful job, adding that Punjab Chief Minister Usman Buzdar was doing a commendable job as far as development projects were concerned.

“You will see that after five years, Usman Buzdar will become the number one prime minister in this country,” he said.

PM lashed out at Opposition leaders, calling them ‘elected’

Asked to respond to accusations of being the “elected” prime minister, PM Imran Khan said he could not understand their criticism of him.

He said PPP chairman Bilawal Bhutto Zardari was the leader of his party because “she had shown him a piece of paper” (referring to Benazir Bhutto’s will) and Maryam Nawaz led PML-N because she was Nawaz Sharif’s daughter.

“And they are making these accusations against a man who has been fighting in politics for the last 22 years,” said the prime minister, referring to himself.

He said that the PML-N and PPP leaders had opened corruption cases against themselves. “Nawaz Sharif put Asif Zardari in prison,” he said. “Our government is only making a case against Shahbaz Sharif.”

Referring to former prime minister Nawaz Sharif’s medical condition, the prime minister said that when he read the PML-N chief medical report, he couldn’t help but wonder if someone could suffer from so many diseases.

“Nobody pressured me to send Nawaz Sharif abroad,” he said. “Nobody put pressure on me and nobody could do it,” added Prime Minister Imran Khan.

The prime minister said that whatever he does, ISI and IB know about it.


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New Zealand Weather: Summer is spring for some, before the rains and rains arrive | Instant News

New Zealand

MetService national weather: November 13-15

Spring has turned into a countrywide summer this weekend, thanks to a high-pressure system in the north and warm westerly winds blowing in the south.

Auckland residents came out enjoying the sunshine yesterday after avoiding a possible lockdown with the latest Covid case genomically linked to a Defense Force cluster.

It was as if summer had arrived in Mission Bay with kids going in and out of the water – and the sand.

The summer mood continues into the day as temperatures in most major centers will hit 20 ° C, with Christchurch, Blenheim and Timaru expecting summer temperatures of 25 ° C and Tauranga 24 ° C.

Upper North Island centers can expect highest temperatures in the lowest 20s – Auckland and Hamilton should hit 22C, Rotorua 21C and Napier 23C.

Temperatures on the North Island are nearly normal for the time of year, but above average for parts of the South Island thanks to nor’westers, says MetService meteorologist Kyle Lee.

“In the east we’re talking 4C to 7C above average.”

Cooler days in the western and southern parts of the North Island – Wellington would be fine but with temperatures of 18C and New Plymouth, also good, 19C.

Most of the place will be dry, with the exception of a few parts further south, Lee said.

“The weather today is quite good. There is a bit of high pressure that keeps most of the country fine.”

Heavy rain could ruin parties in Otago, Southland and parts of Westland and a heavy rain warning has been issued for Fiordland – rain is expected to fall as high as 150mm before 9pm tonight.

Meanwhile, Sunday sunshine in most parts of the country will make way for some to kick off a humid work week.

North Islanders can expect heavy rains to spread over much of the island, from Northland to Wellington, and from Taranaki to the east.

It will be warm in Auckland, with temperatures as high as 22 ° C, but it will rain from late afternoon, with a similar story in Hamilton.

A brief afternoon of rain is expected in Wellington tomorrow, with temperatures as high as 18C.

On the South Island, rain and rain are expected to occur in many places during the day, before it clears up at night.


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