Tag Archives: Travel health

Retirees wishing to travel should check their Medicare coverage | Instant News



Fabio Camandona | iStock | For those vaccinated against Covid in the 65-plus crowd, hitting the road (or the skies) can become more alluring than it has been for almost a year. Be sure to determine if your plan Medicare will travel with you. While coverage when you’re away from home depends in part on your destination, it also depends on the specifics of your Medicare plan. Whether the care you receive is routine or due to an emergency can also play a role, which means knowing what to expect is worth knowing to avoid surprises. What You Should Know Basic, or Original, Medicare includes Part A (hospital coverage) and Part B (outpatient care). People who choose to stick with this coverage – instead of purchasing an Advantage plan – typically associate it with a stand-alone drug plan (Part D). If this is your case, coverage when you traveling to the United States and its territories is pretty straightforward: you can visit any doctor or hospital that accepts Medicare (most do), whether for routine care or an emergency. It’s when you venture beyond America’s borders that things get tricky. “If you are traveling outside of the United States, Medicare will only cover you in very limited or rare circumstances,” said Danielle Roberts, co-founder of insurance company Boomer Benefits. travel outside the United States Medicare does not cover you except in very limited or rare circumstances Daniel Roberts Co-Founder of Boomer Benefits Exceptions include when you are on a ship in territorial waters adjacent to the country – within six hours from a US port – either you are traveling from one state to another, but the nearest hospital to treat you is in a foreign country (i.e. you are in Canada while you are You are traveling to Alaska from the 48 contiguous states). Be aware that amid the ongoing pandemic, the State Department has many advisories in effect for overseas travel. Additionally, the Centers for Disease Control and Prevention requires that all air passengers – including citizens – traveling to (or returning to) the United States present evidence of a negative Covid test or evidence of recent recovery from the virus. . considering another country for a vacation, pairing Basic Medicare with a supplement policy – aka Medigap – may give you some coverage overseas. Here’s what’s new – Insurance. Some of them also have limited coverage for overseas travel, said Elizabeth Gavino, founder of Lewin & Gavino and independent broker and general agent for Medicare plans. Be aware that this coverage applies to medically necessary emergency care and that there may be other restrictions, according to the Centers for Medicare & Medicaid Services. Benefit Plans For beneficiaries who get their Medicare benefits – Parts A, B, and usually D – through an Advantage plan, it’s worth checking to see if you have emergency coverage overseas. And even if you did not leave US soil, you should see what your plan would cover.Although Advantage plans are necessary to cover your emergency care anywhere in the US, you may be required to receive routine care. outside their service area. “With a traditional HMO plan, when you travel off the network, you only have emergency coverage,” Roberts said. “With a PPO, you have both emergency and off-grid coverage for non-emergencies [but] will pay more for these off-grid services. “There are also hybrid plans that may allow limited off-grid processing under certain circumstances,” said Roberts. “Your Advantage plan may unsubscribe you if you stay out of their service area. In that situation, you would have passed. Some beneficiaries, regardless of their specific coverage, purchase travel medical insurance for trips abroad, Gavino said.



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Warning! These vacation travel mistakes could land you in the hospital | Instant News


Some vacation travel mistakes could land you in the hospital this year. Here’s how to avoid them. getty Vacation travel is downright dangerous this year. Earlier this week, the CDC warned Americans to stay home for Thanksgiving. Across the country people are abandoning their routes and turning around. And for good reason. Some vacation travel mistakes could land you in the hospital – or worse. New cases of COVID-19 are shattering records, as my colleague FORBES Suzanne Kelleher recently noted. Many health experts warn against non-essential travel. But if you go for it – and I’m not saying you should – there are other mistakes you should avoid. Because some travel mistakes can kill you. “The coronavirus is ruthless,” says Mahmood Khan, a professor at Virginia Tech, who heads the business school’s program in hospitality and tourism management. “Every trip that can be avoided will save suffering or even death.” It bears repeating. Taking a trip could be your worst vacation travel mistake. If you can avoid traveling, do so. Seriously. What travel mistakes could lead you to the hospital? But – and you knew there would be a “but” – it’s been a long pandemic and many Americans have already made the decision to go somewhere for Thanksgiving, Christmas, or New Years. their fault. They made their reservations at the end of the summer when things were still relatively secure. So here we are, days before one of the greatest travel vacations of the year. And people want to go, but they also want to come back alive. So what travel mistakes could lead you to the hospital? It turns out that following the oft-repeated travel tips, having the right attitude, choosing the right airline and hotel, and taking care of yourself can help keep you safe. Failure to do so could get you killed. You do not believe me? Here are what experts say are the worst vacation travel mistakes. And a word of warning: it’s not like the travel advice stories from past vacations. Far from there. Not taking advice is a travel mistake that could kill you. You know the advice because you have heard it a hundred times. “Wear a mask. Practice social distancing. Disinfect your hands frequently. Get the flu shot, ”says Nikhil Agarwal, senior doctor at Wellmed, a health care provider. “Try to avoid places where cases are on the increase and large crowded gatherings.” Agarwal says the biggest mistake people make is traveling if they feel sick. “If you have symptoms of covid or the flu, stay home,” he says. Getting Too Comfortable Travelers are running out of steam, and maybe that’s a good thing, say experts like Alex Pollak, CEO of ParaDocs Worldwide, a medical services company. “When it comes to mistakes that could be very damaging to a traveler, one of the first that comes to mind is getting too comfortable,” he says. For example, falling asleep on a long-haul flight and removing your mask. “And then rubbing his eyes without remembering to wash his hands,” he said. “Yes, air travel is considered very safe in today’s environment, but only if all the rules are followed. Stay awake and stay alert. It allows you to practice the right behaviors that we have learned in the past six months. Order coffee on a flight, and sleep when you get to your destination. ”Failure to do so is a mistake that could kill you. Staying in the Wrong Hotel Face it, some hotels are cowardly on health and safety during the pandemic. Don’t stay in one of them. Better yet, don’t stay in a hotel at all. If hotel accommodation is in your future, there’s an easy way to tell if your hotel isn’t cleaning properly. Just look at their website. Is there any up-to-date information on its new cleaning protocols? “If they haven’t taken the time to update their website with this information, they probably aren’t cleaning up their hotel the way you want,” says Amanda Nicholas, vice president of business development at Jacaruso, a company which provides remote hotel sales and eLearning services. Using an Elevator Here’s something you might not have considered doing: use the stairs instead of elevators in hotels. “Outbreaks have been linked to the use of elevators,” says Kevin Farmer, physician and associate professor at the University of Florida. “But as much as possible, keep your hands away from the handrail when using the stairs. Heavily touched surfaces like this should be avoided. Assuming the car is safer than the airplane, it isn’t necessarily, says Peter Plantes, doctor and epidemiologist at hc1, a healthcare company. “Car travel is safer than air travel – unless you bring together several people with different daily exposures to COVID-19. Plants note that cars do not have ventilation filters that can remove COVID. -19. ” and take extra precautions at the airport, ”he said. Ignoring your sanity is another mistake that could kill you. The holidays can drive you a little crazy. Don’t let this happen to you, says Jeremy Murchland, president of Seven Corners, a travel insurance company. “Combine an already difficult time of year with the stress of the ongoing pandemic and the level of loneliness, and the number of people struggling with their mental health this holiday season is more than likely to increase,” says -he. Travelers this year are more likely to experience depression, anxiety and suicidal thoughts. Murchland says you can alleviate stress by scheduling Zoom calls with friends and relatives to interact with them and make everyone feel connected, without the stress of travel. So there you have them – travel mistakes could land you in the hospital. This year they won’t just bother you. They could kill you too. .



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West Coast Governors Call for COVID Quarantine After Travel | national news | Instant News



“I think it sets the right tone that these states are taking this seriously and that we have a bunch of hot spots in the United States,” Noymer said. “No one wants to become North Dakota.” The travel advisory is not as strict as the rules implemented in June by New York, New Jersey and Connecticut. These three states require travelers to self-quarantine for 14 days and submit forms disclosing personal information if arriving from states with an average of 10 or more new daily cases of coronavirus per 100,000 population over a seven-day period, or Of states where 10% or more of tests have come back positive on average in the past week West coast measurement will add to misery Wednesday, three global airline alliances urged governments to prioritize testing and other measures versus the “brutal instrument” of quarantines. Oneworld, Star Alliance and SkyTeam, which represent 58 airlines, said testing could be part of a comprehensive approach to restart international travel, which is down 92% from pre-COVID-19 levels. Visit California, a non-profit organization promoting state tourism, said the “California tourism businesses are disappointed that the pandemic is forcing this step, but the travel industry understands that long-term recovery is not not possible until COVID-19 rates are under control, ”said Caroline Beteta, president and CEO of Visit California. “Safety remains our top priority.” .



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West Coast Governors Call for COVID Quarantine After Travel | national news | Instant News



“I think it sets the right tone that these states are taking this seriously and that we have a bunch of hot spots in the United States,” Noymer said. “No one wants to become North Dakota.” The travel advisory is not as strict as the rules implemented in June by New York, New Jersey and Connecticut. These three states require travelers to self-quarantine for 14 days and submit forms disclosing personal information if arriving from states with an average of 10 or more new daily cases of coronavirus per 100,000 population over a seven-day period, or Of states where 10% or more of tests have come back positive on average in the past week West coast measurement will add to misery Wednesday, three global airline alliances urged governments to prioritize testing and other measures versus the “brutal instrument” of quarantines. Oneworld, Star Alliance and SkyTeam, which represent 58 airlines, said testing could be part of a comprehensive approach to restart international travel, which is down 92% from pre-COVID-19 levels. Visit California, a non-profit organization promoting state tourism, said the “California tourism businesses are disappointed that the pandemic is forcing this step, but the travel industry understands that long-term recovery is not not possible until COVID-19 rates are under control, ”said Caroline Beteta, president and CEO of Visit California. “Safety remains our top priority.” .



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Nonprofit app aims to help unblock global air travel | World | Instant News


The CommonPass project, implemented in collaboration with the World Economic Forum based in Switzerland, aims to establish a standard way of verifying lab results and, subsequently, vaccination records, even if governments continue to set different health criteria.

Scientists warn there are concerns about the accuracy of some rapid tests. People can be contagious for several days before they develop symptoms, and these people can also test negative. The project’s chief medical officer, Dr. Brad Perkins, said that two tests during long-distance travel – one 72 hours before departure and one on arrival – will cover an incubation period. Testing technology may continue to evolve during a pandemic.

Passengers can use the app to find participating laboratories and testing sites, retrieve lab results, and complete health certifications. The application and associated data platform can confirm that the results match the requirements of the destination and generate a QR code that the authorities can use to confirm compliance.

The foundation says the system protects privacy because people don’t have to share their health information, only compliance or non-compliance. In addition, CommonPass can be used by countries without waiting for broader international agreements.

This system is meant to be adaptable whenever requirements change.

Meyer said that capability will be important after the arrival of vaccines, which may vary in terms of number of doses and duration of effectiveness.

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